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“As long as you’re alive, you have to live somewhere.”
This is one of those facts of life that’s so obvious we don’t
even think about it. Everybody has to live somewhere, and
someone owns every place where someone lives. It may be
your parents, or a landlord, or the government—but someone
has owned every place where you and every one of your
neighbors have lived.
And because of that, homeownership will continue to be a great investment.
Don’t let the market, the difficulties, or the skeptics keep you from going for your dreams.
If you are renting and want to own a home - go make it happen.
If you own a home and want to own a bigger home - go make it happen.
If you want to own rental properties - go make it happen.
Don’t worry about timing the market in real estate. It’s
time in the market that will matter for you.
There is never a wrong time to buy real estate.
When times are good, people complain about the deals they have missed.
When times are bad, they claim they can’t buy at the top thinking that prices will fall and, therefore, it’s not a good investment.
You can build wealth in any real estate market, good or bad. The only constant is change. When the market changes, it brings new and different opportunities. You just have to be on the lookout for them.
There is never a bad time to buy as long as you choose the right strategy.
Don’t wait to buy real estate – buy real estate and wait.
Realistically, the best investment you will ever make will be
your home.
Nothing you will ever do in your lifetime
is likely to make you as much money as buying a home and living in it.
If already own a home, you can
use your property to build wealth.
If you have questions about your credit score, how much cash you need for a down payment, if you can afford to buy a house let me help you to find an anser to this questions.
Think about this:
Most of the self-made millionaires in this country made their money in real estate.
If you want to build wealth and create financial freedom, you need to invest in it personally.
You should start now.
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Not ignoring the old location, location, location rule,
the mantra of the cyber space age it's
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“Information, information, information”
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Welcome to your one-stop source for real estate & funding services. In today's competitive real estate market, timing and good source of information are very important. Many good homes are sold before they are ever advertised. Be the best informed home buyer or seller. Sing for my Listing Notification to be notified of new listings. If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation. Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in New York, please contact me as I'm more than willing to help. It is my goal to provide you with superior service at all times, so please tell me more about you! Contact me! Please browse my website for listings, reports and important local real estate information.
Sincerely,
Beata 'B' Gregorowicz
New York Real Estate & Funding Solutions Services Putnam, Westchester, Dutchess and Bronx Counties, NY. with offices in Brewster and New Rochelle. |
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Are You searching for a house/ condo/ land for sale?
Are you looking for "certain something" and would like to post it as "wanted"?
Would you like to sell anything?
Maybe you would like to advertise your Open House or Garage Sale?
or maybe local event....
Everything and Anything - contact me
Houses for Sale Open Houses
Wanted Foreclosure |
Home Buyer Tax Credits The Worker, Homeownership, and Business Assistance Act of 2009 has extended the tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. It also authorized a tax credit of up to $6,500 for qualified repeat home buyers. Up to $ 8,000.00 Tax Credit for the First - Time Home Buyer First-Time Home Buyer Tax Credit - The tax credit is available for first-time home buyers only.
- The maximum credit amount is $8,000
- The credit is available for homes purchased between January 1, 2009 and April 30, 2010.
- For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner.
- A limited exception exists for certain contract for deed purchases and installment sale purchases. See the IRS website for more detail.
However, the law also allows home sales occurring by June 30, 2010 to qualify, provided they are due to a binding sales contract in force on or before April 30, 2010.
- For sales occuring after November 6, 2009, the income limit for single taxpayers is $125,000; the limit is $225,000 for married taxpayers filing a joint return.
Move-Up/Repeat Home Buyer Tax Credit The Worker, Homeownership, and Business Assistance Act of 2009 has established a tax credit of up to $6,500 for qualified move-up/repeat home buyers (existing home owners) purchasing a principal residence after November 6, 2009 and on or before April 30, 2010 (or purchased by June 30, 2010 with a binding sales contract signed by April 30, 2010 Up to $ 6,500.00 Tax Credit for the Move-Up/Repeat Home Buyer - The tax credit is available for existing home owner.
- The maximum credit amount is $6,500
- The credit is available for homes purchased between November 6, 2009 and April 30, 2010.
- For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner.
However, the law also allows home sales occurring by June 30, 2010 to qualify, provided they are due to a binding sales contract in force on or before April 30, 2010.
- For sales occuring after November 6, 2009, the income limit for single taxpayers is $125,000; the limit is $225,000 for married taxpayers filing a joint return.
- See the IRS website for more detail.
Who Qualifies?To qualify as a “first-time home buyer” the purchaser or his/her spouse may not have owned a residence during the three years prior to the purchase. Which Properties Are Eligible?Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, townhomes, and co-ops. How Much Will the Credit Be?The maximum allowable credit for the first time home buyers is $8,000. Each home buyer’s tax credit is determined by two factors: The price of the home—the credit is equal to 10% of the purchase price of the home, up to $8,000. The buyer's income—single buyers with incomes up to $125,000 and married couples with incomes up to $225,000—may receive the maximum tax credit. Will the Tax Credit Need to Be Repaid?No. The buyer does not need to repay the tax credit, if he/she occupies the home for three years or more. However, if the property is sold during the three-year period, the credit will be recouped on the sale. Who is eligible to claim the $6,500 tax credit? Qualified move-up or repeat home buyers purchasing any kind of home are eligible to claim this credit.
What is the definition of a move-up or repeat home buyer? The law defines a tax credit qualified move-up home buyer (“long-time resident”) as a person who has owned and resided in the same home for at least five consecutive years of the eight years prior to the purchase date. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse. That is, both spouses must qualify as long-time residents, with at least five years of principal residency for each. Repeat home buyers do not have to purchase a home that is more expensive than their previous home to qualify for the tax credit How is the amount of the tax credit determined? The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $6,500. Purchases of homes priced above $800,000 are not eligible for the tax credit See more info http://www.federalhousingtaxcredit.com/faq.php Homebuyers should always consult with your tax advisor. |
 It's Easy Being Green
Have a barbecue
You knew grilling was a healthy way to cook vittles, but did you know it was good for the air? Outdoor grills take less energy than electric kitchen stoves. They also keep heat out of the house, lowering air conditioning costs.
Buy locally produced organic food
Organic food tastes better and it’s kinder to the earth. Thirty percent of the fossil fuel used on farms goes into the making of fertilizers. Get greener by buying items grown or produced within 100 miles and you’ll reduce the amount of diesel fuel needed to ship food. You can get fresher food and help small-scale agriculture by shopping at neighborhood farmers’ markets
Use Less Water Did you know that roughly 60 percent of a home's water consumption takes place in the bathroom. Upgrade your toilet. Low-flow toilets have gone high-tech. Manufacturers of new designer loos use advanced computer modeling to deliver more flush power with less water, trimming around $90 from your annual water costs. Several new models feature dual-flush buttons that let you opt for a mighty 1.6-gallon whoosh or a gentle .8-gallon splash.
Invite birds, bugs and bats into your yard
Skip the pesticides and use nature's method of bug-eradication: other animals. Install birdhouses to shelter feathered friends who dine on pesky beetles and grubs.
Buy ENERGY STAR® Appliances ENERGY STAR-qualified appliances, such as refrigerators, washers and air conditioners, meet a higher level of energy efficiency set by the Environmental Protection Agency and U.S. Department of Energy than standard models.
Seal Up Cracks and air leaks represent cash seeping from your doors and windows. Get rid of air leaks in doors, windows and other areas by caulking gaps and cracks. This will help decrease your heating and air conditioning bill.
Adjust the Thermostat When adjusting your home’s thermostat, the rule of thumb should be: turn up the dial in the summer and down in the winter. Lowering the temperature by just one degree will reduce your electrical costs. And if you use a programmable thermostat, you can program your air-conditioning and heating systems to reduce output while no one is at home or at night while you sleep. Ceiling fans are also helpful in circulating the air to keep the room cool in the summer and warm in the winter.
Become an expert in recycling
Going green doesn’t have to be overwhelming or costly. By making just a few small changes within your home, you can help decrease energy consumption and help make the world a “greener” place.  |
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Sales Statistics PUTNAM COUNTY NY Realist's most recent recording date for this county is 1/20/2010 | Single Family Residence | |
| Dec 2009 | 73 | $297,000 | | Dec 2008 | 57 | $330,000 | | Nov 2009 | 68 | $302,500 | | Nov 2008 | 66 | $347,500 | | 2009 YTD | 705 | $320,000 | | 2008 | 798 | $345,000 |
| Condominium | |
| Dec 2009 | 12 | $298,124 | | Dec 2008 | 10 | $479,975 | | Nov 2009 | 1 | $424,900 | | Nov 2008 | 1 | $250,000 | | 2009 YTD | 62 | $468,366 | | 2008 | 16 | $452,150 |
WESTCHESTER COUNTY NY Realist's most recent recording date for this county is 1/29/2010 | Single Family Residence | |
| Dec 2009 | 364 | $510,250 | | Dec 2008 | 264 | $550,000 | | Nov 2009 | 417 | $532,000 | | Nov 2008 | 250 | $536,000 | | 2009 YTD | 3,244 | $545,000 | | 2008 | 3,834 | $595,000 |
| Condominium | |
| Dec 2009 | 91 | $352,500 | | Dec 2008 | 86 | $422,500 | | Nov 2009 | 54 | $367,500 | | Nov 2008 | 78 | $382,909 | | 2009 YTD | 667 | $355,000 | | 2008 | 1,108 | $390,427 |
DUTCHESS COUNTY NY Realist's most recent recording date for this county is 12/31/2009 | Single Family Residence | |
| Nov 2009 | 238 | $253,250 | | Nov 2008 | 162 | $298,250 | | Oct 2009 | 214 | $265,500 | | Oct 2008 | 194 | $275,000 | | 2009 YTD | 2,382 | $265,000 | | 2008 | 2,076 | $295,361 |
| Condominium | |
| Nov 2009 | 9 | $128,350 | | Nov 2008 | 7 | $157,000 | | Oct 2009 | 7 | $130,000 | | Oct 2008 | 17 | $190,000 | | 2009 YTD | 233 | $154,000 | | 2008 | 254 | $187,250 |
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